Better Victoria Construction Protection and Lease Lender System

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Better Victoria Construction Protection and Lease Lender System

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What is the Greater Victoria houses safety and Rent lender Program?

a R ent B ank produces financial assistance as a no-interest repayable loan, to households vulnerable to eviction for explanations like non-payment of book or utilities. The borrowed funds could also be used as a damage deposit and/or very first thirty days’s book to move to as well as sustainable casing

*Service suppliers: please reproduce off the one web page data to put up through your business.

Please be aware: *Grant resources aren’t offered by now


The higher Victoria homes Security and lease financial regimen helps family and folks which fulfill eligibility specifications and just who can be at risk of eviction or essential electricity disconnection considering a short-term lack of resources.

*Exceptions may be made in some circumstances if all other eligibility criteria are met.

Low-income is understood to be follows:

Needed Papers

Two pieces of government-issued identification (one with a photograph)

Proof Tenancy or Intent to Rent (ex: household Tenancy contract, rental Agreement, or other local rental contract)

Eviction find or power see of Disconnection (if appropriate)

3 months of all of the bank-account and charge card comments (such as comments of all of the debt)

Proof of earnings

Please Note: BC Rent financial together with society public preparing Council uses individual suggestions limited to examination and government functions in accordance with the tips of this BC lease lender confidentiality declaration.

Plan Facts

Simple tips to utilize

You’ll be able to make an application for the more Victoria houses protection and Rent financial Program by completing the Pre-Assessment kind and submitting the required paperwork .

Program Process


The Pre-Assessment Form should-be completed and posted using the internet . The design s are going to be reviewed inside order they might be received. If you fail to has e-mail accessibility, kindly cellphone and talk about more options.

* Submitting a Pre-Assessment cannot assure you will obtain financial help.


As we have actually examined the preliminary information, we’re going to discuss https://americashpaydayloan.com/payday-loans-tn/lebanon/ next steps*. This dialogue can sometimes include asking to accomplish a cell phone meeting and to incorporate further documents.

* talking to you and looking at your circumstances cannot assure that you receive financial assistance.

Step Three: FOLLOWUP

Greater Victoria Housing safety and lease lender system C ase M anager follows with that talk about the job. If required, we might inquire about facts. The outcome supervisor may require permission to make contact with the property owner, manager, power firm, and/or any supplier.


Our very own mortgage Overview Committee will test complete software. Debts tend to be approved using the probability of securing property, the applicant’s economic reliability, offered mortgage resources, together with applicant’s ability to payback the loan. The Greater Victoria property protection and Rent Bank system Case supervisor will notify you associated with Committee’s choice.

In the event that mortgage has-been approved, the Case supervisor will setup a gathering because of the candidate to perform the borrowed funds /grant affirmation documents , like the loan payment arrange.

Note: casing Security grants are accepted using the possibility of getting housing, the applicant’s economic security, and available offer resources. *

If mortgage was approved, happening Manager will organize a meeting with you to perform the borrowed funds acceptance paperwork, like the loan payment program.

Contact Details

For companies or providers desire more details, kindly call Ben Finkelberg or Lauren Davis, the Greater Victoria homes Security and Rent lender plan Case supervisors at:

NOTE: because of COVID-19, the CSPC workforce is actually working from another location. If you wish to fulfill in-person, kindly phone ahead to guarantee the accessibility to a Greater Victoria property Security and book lender Program personnel individual meet so we can stick to proper personal distancing guidelines.

Faq’s (FAQ’s)

The reason for the Rent financial loan and/ or casing give is to assist reasonable – to moderate-income individuals a letter d individuals in sustaining safe and renewable housing . Resources are provided to assist with:

Yes, there is a maximum. The maximum amount a single person can inquire is $1,500 , and t he maximum sum a family group can request is $2,000 .

A maximum of $500.00 could be borrowed for vital electricity arrears (never to surpass maximum quantities observed above if coupled with book ).

Note: Homes Protection Funds include restricted. * The lease financial will not warranty a grant levels until after a software has-been examined and recommended. Best conclusion will be based on current month-to-month income, month-to-month expenses, group size and ability to maintain property after obtaining grant/loan resources. In excellent scenarios, a grant and financing could be merged if it’s demonstrated to help support budget and lock in long-lasting, safer construction.

T he better Victoria book Bank cannot promises a reply opportunity due to the large number of individuals and enquir i parece. But w e comprehend the necessity with the scenario ; t h erefore, we wi ll create the better to get in touch with you quickly. We possibly may be able to give referrals for other sources for the time being. F eel free to call us if you would like details.

This can be a pursuit -free loan , but consumers will be cost d a management cost of $1.00/month . The payment name of that loan is dependent upon the total amount loaned while the borrower’s capability to repay. The most repayment name is actually two years (24 months) , and payment can start no more than 6 months after the mortgage arrangement is actually s igned .

*On a 2-year label .

Regular re money were automatically withdrawn out of your bank account or social services cheque.

There is no payment need for accepted single homes grants. *

Yes. The meeting procedure is very in-depth; we’re going to query detail by detail questions relating to history, existing, and potential purchasing, budgeting (past/current), and potential income channels. The process can seem to be invasive; however, the goal is to determine if the applicant satisfies the program criteria.

*Due to COVID-19, we inspire all interviews is completed practically. Unless you have access to a pc or telephone , be sure to contact greater Victoria Housing Security and lease lender staff members for additional solutions.

Cheque s and electronic money transfers become immediately made off to landlords and electricity companies.

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